Metropolis Opinion

The Royal Bank of Scotland (RBS) announced that ABN AMRO Bank in Indonesia has replace with new brand (rebranding) as RBS in Tuesday. As we know, Royal Bank of Scotland (RBS) bought ABN AMRO (Nederland Bank) in 2007 through RBS Consortiums RBS, Fortis and Santander (RFS). RBS Group has accused Big Consortium consist of Fortis, RBS and Santander in October 2007 and in next year, 3 October 2008; Nederland Government has bought last Fortis Stock in ABN AMRO and become stakeholder in RFS Holding to replace Fortis position.

New brand for ABN AMRO is a part to increase the goal; RBS is expected to be wholesale business bank and retail bank. RBS also to continue the Wealth Management System and Costumer Finance as the main ABN AMRO project in the past. With this integration, RBS will cover wider brand in Indonesia, in ten districts and in five biggest islands in Indonesia.

RBS (Royal Bank of Scotland Group is worldwide financial company, and their main products are to provide retail services, corporate banking, financial market supporting, customer finance, insurance and wealth management. RBS operates in 50 countries in European, America, Asia, and Middle East; has 40 million costumers and 170.000 staff in all countries.
RBS Group covers to RBS itself, NatWest, Ulster Bank, Coutts, Citizens and others financial companies.

Last couple months, my cousin and her husband, me went to store, electronic store to buy home theater LCD TV. Amazing, the store provide many alternative of LCD’s. We loved them all, all of us agree that no one is bad LCD TV. We spent much time in Samsung counter to see amazing offer from Samsung LCD TV, because Samsung LCD is cheaper than other popular brand such as Panasonic, Sony and LG electronic. Unfortunately, we couldn’t bought Sony LCD because it is too expensive and not meet our financial allocation for home theater. Finally we went back with Samsung LE37A559 37″ Full HD 1080p LCD TV 37-inch Full HD TV With Freeview Tuner. Nice shopping and our old TV has moved to garage. With new Samsung LCD, our satisfaction has fulfilled, wider screen makes more real, sound more stereo and almost live sound.

Before all happened, bought a new LCD, I showed my cousin a best online store, named savebuckets.co.uk; worldwide online store for any electronic, especially Home Theater Electronic and Laptop. While they sell those electronic for us, they also provide a brilliant service; comparing those electronic to others stores, allow us (costumers) increase our knowledge and information before to buy. If we buy through their recommendation store, we get benefits, cheaper price we get.

I also charmed with their Laptop. Now, my cousin give me her laptop to use, in other word, I have no laptop so far, my job needs laptop to increase my performance and my job. They ask me if I need laptop but I was too shy to answer Yes. We spend much time in savebuckets.co.uk to see many brands.

Because of we have no online payment, we didn’t buy it from savebuckets.co.uk. but I strongly reccomdate for people who have credit card and acceptable payment method, you have to sit in savebuckets.co.uk to check their electronic price. They have information where to find cheaper LCD TV and Laptop.

Finally, savebuckets.co.uk give us cheaper price as the site name, save bucket. Do not worry with shipping method and your safety package. All stores has expert delivery system-to make you receive your product faster with safety shipping.

I was really surprised with shareinaframe.com services; especially their unique gifts for our special day, for our spouse, for our kids, Birthday, Graduation, Baptism, and for any special day. We have to thank for this brilliant idea.

Share in a Frame move one step forward with our tradition gifts in special days. Buy One Share of A Publicly Traded Company as a Gift! It is a general description from their special gift and the gift is stock from traded company, prospect companies suitable with who will celebrate the special day. For example, if special day is child birthday, your child or your friend child or your family child, once you deal with Share in a Frame, they will send a special gift, a stock in frame to child.

In near, we (Christian) will celebrate special Christmas. We need a unique Christmas gift, different with previous Christmas gift. Our tradition Christmas gifts are parcel, wine, turkey or any gift related to products. Share in a Frame makes it different; makes this Christmas will more unique and memorized.
Share in a Frame has some stock collections for your Christmas; Disney, Harley Davidson, Home Depot
Anheauser Busch, EBay Inc., Gap General Mills, Hasbro, Inc., Hershey Foods, Target Corp are their Stock collection. Chosen from selection traded companies, and then put in luxury and classic frame and hanging in your wall, on the table or on your special place.

Terrific idea from Share in a Frame. Unlike product gift, stock gift has different taste, once they get our unique Christmas gift, They are stakeholders now and this is a unique. They can tell their friend, Hey, I am Harley Davidson Stakeholders now with one stock.

You have two options if you decide to have one. First choosing the stock you wish as main gift and then choose a frame, which frame (design, model) included with its material wood.

I remembered, in Indonesia, electric power is monopolized and full controlled and distribution by government agent, PLN. When current month is ended, an official from PLN comes to door to door to record the sum of KWh used. Error recorded and no check and balance, make costumers confuse about their bill.

Americans, especially Texans are lucky because electric provider has deregulated to third party to run this business, distribute electric to Texans. Cirro Energy is one of electric power distributor, running in Texas and has begun deep part with Texans because of transparent, cheaper and directly report on KWh used.
I don’t know what your electric provider now, but all I know Cirro Energy or Gexa Energy has special benefit for their costumers; their customers has authorized to check it via online checking, how much the current energy has used.

You might to compare Cirro Energy with others provider, visit their site and find compare electric rate in there. You might also find Cirro Energy services to compare with others. Once you see that Cirro Energy is powerful and you decide to their Customers, contact them for switching process. This process doesn’t cause your home electric off.

Not only for residential their available services; Cirro Energy is also available to Business, Company and other big companies. As they buy wholesales electric power, you and your business enjoy the cheaper price.
In the end of my state, Electric has already become our basic needs, and one minutes offline, how much our loss? We do nothing without electric. Choose the best provider and you never say, I’ve made mistake because wrong choose!

The World War II was going through thanksgiving and United State soldiers couldn’t celebrate thanksgiving with their family in silent place without machine gun noise. All soldiers were sad after heard the announcement from their chief. No family, No Turkey is bad Thanksgiving Day.
In Thanksgiving Day, Each Mom (Wife) goes to kitchen to cook, like or not, they must cook for their families if they love family. I think Thanksgiving Day is perfect for Mom to love their kids and husband with special turkey and meal.
To celebrate thanksgiving without turkey funny story, so demand on turkey on thanksgiving increase out of control, beside that demand on thanksgiving gift also run out of control because of our habit, give the special gift for our special person, family, partners and maybe our neighbors.
How about Special Thanksgiving Day?
Cake, Flowers, Toys and others special Thanksgiving gifts are available in 1800flowers.com, Best Thanksgiving Gift provider for us. For Moms, you must cook turkey as yourself but you can order your special Thanksgiving Gift from 1800flowers.com as they are excellent in this service. Contact them for your lovely gift for husband, parent, and kids or maybe for your partner or neighbors.
I wish there to feel my own heart, to watch local marching band and others attraction at special Thanksgiving Day; Bush went to Iraq to celebrate Thanksgiving Day together with United State Army, they love too, because Thanksgiving is very special day to gather together and maybe Bush in Iraq is very special Thanksgiving Gift to United State Army.
What are your special gifts? Ask 1800flowers.com and they will answer and create your gift.

Besides the fact that enlisting in the U.S. military is one of the most noble acts a man can do for his country, comes a plethora of benefits that many veterans might not know about. One of those benefits is the VA home loan. This loan is insured and backed by the U.S. government to stimulate the housing market to offer no money down financing for qualified veterans. This loan was introduced shortly after the great depression during World War 2 in an effort to put a spark in the U.S. economy. There are many benefits of this home loan, and I will be discussing the most important ones.

· No money down - As long as the veteran has at least 181 days in the military and can obtain a certificate of eligibility, without any dishonorable discharge, the veteran is qualified for a no money down mortgage
· 4% seller concessions - In addition to being a no money down program, you are allowed to have the seller pay up to 4% in closing costs, meaning that you really get to move into your home fore FREE if the seller is paying all the closing costs.
· Medically Discharged Veterans - If you are medically discharged from the military and receive at least 10% medical benefits, your VA funding fee is waived, which can cost up to 3% of the loan amount for vets not medically discharged or injured.
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