Being employer although you run a small business

When I was writing the article, most of my energies have been spent for my future. I would like to go home, run a small business at home and grow older with my people and families. Today, I am in Bali to enjoy my time while working in villa management as webmaster and internet marketing division.
Before I continue the future plan, I would like to share that I hate to be an employee. I prefer as employer. But today I am working as employee. Why? I just get some experiences, learning how to manage an organization, how to market products, how to manage people and how system works on business. Those reasons push me to do that. Once I have good knowledge and experience, I will resign and thank to them, and start my business.
I have economic background, well known about any business opportunity, business research; I have some ideas, completed with each business analysis. I said to mom, next year, I will start small business, be success as my grandfather was.

Ask banks to help your business

I have a great ideas, that is to open a small computer rental and internet café in my home town, because its new style, internet is still a luxury services. After did necessary research, break even will be reached in 1.5 years.
Although I have been running online marketing since 2 years ago, I never do real business, so this is my first time trying and first time to proof that I have good ability in it. It is sound like actualization process to get back my grandfather golden era.

The big problem is money. Where I have to find bad credit? Bank is the answer but I have no experience as businessman, or I am a newbie and not an exciting businessman. How to get loan from them if they don’t know anything about me? I think, creating a best blue print is the best answer in order to get bank approval.
After crisis last year, banks become more secure to approve loan application. To reduce the risk, maybe they can’t help me full. My plan must work next year, even banks don’t accept my loan application, I have to fight to realize my business because I hate work as employee, even it is a small business

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