jacky | January 31, 2009 | 2:06 am
Five years earlier, my friend has 3 brothers and at the same time, included him, entered to university. His father is a teacher in high school it was confusing me. Official government salary can be predicted as their structure and salary rating system. The question is where their father has a lot of money. I know well their family; their mom is a household wife. Their father is honest and we know well that their father has good reputation in school and in our society.
Most parents (silently behind door) do secret job to raise more money for family economic. They don’t show to kids. Sometimes they get loans from neighbors or banks, cooperation is available. Most parents also include their kids to insurance for future education, future retirement.
I know by growing adult when I am preparing to settle down, I know how to find more money for family or for urgent financial needs. One of the favorite and my friend’s father did is CASH FOR STRUCTURED SETTLEMENTS.
Basically, cash for structured settlements is one of the best solutions for people to get refresh money from their retirement annuity. Although we have works for several years, we can accept whole or half portion of annuity in present time. We were surprised when my uncle enter to retirement and didn’t get any money as his annuity. He said to me that all annuity has been accepted when he active in job.
The process for approval method
It is easier process to get your annuity before the time like my uncle and my friend’s father did. If you registered as permanently workers (official staff), all you do is find cash for structured settlements bureau. Before you accept their offer, you must read term and condition, interest rate, whole or half portion of annuity, or any other rules in term and condition section. After all, the settlement bureau will consolidate and confirm to federal and others related institutional and then one agreed you will accept money in few days after approval.
Better than Loan
Cash For Structured Settlements is powerful solution and it is better than find some loans from banks and other financial institutions. This isn’t a loan method. Loan is an obligation and has some basic risk.
jacky | January 31, 2009 | 1:13 am
Quarterly Report
Exxon Mobile Corp announced their forth quarter report some days ago. There were 33 percent declined of net income as the cheap oil crude. But before we see the data, we have to know that before oil crude price running low, last year when oil price run up over $100 per barrel Exxon had booked great net income.
Exxon booked $7.8 billion compared $11.7 billion in the same period a year earlier. I predict oil crude is till cheap (below $60 per barrel) so, Exxon and others Companies will book normal income and it takes time for oil price to run high due the crisis.
Job Cut
To partner with economic crisis, Morgan Stanley and Goldman Sachs decide to cut their employees (Reuters said). Morgan Stanley is predicted to cut 5 percent from total staff while Sachs is higher around 10 percent. It indicates, United States will accept unemployment again and becomes big case for new president Mr. Obama. Additional information, Morgan Stanley has been housed 7000 employees last year and this is the second plan to house staff. Crisis pushes them to cut any operating costs.
NEC Electronic Japan also decides to cut their worldwide job around 20.000 people. This is a big plan for NEC as decision to exit liquid-display-electronic related business.
Read more »
jacky | January 30, 2009 | 6:18 pm
I attempt to include any economic news (global economic news). I just want to know when the new hope comes, when new equilibrium created. In economic cycle, all economic factors were attacked very hard. Producers (Supply Side) run in high operating cost, overstock, and oversupply and decide to house and cut jobs, Household then enter to lower demand, declining on rill money, lower on parity power to consume. Government as the referee, playing as policy maker is also attacked. Government spending and expenditure Budget is also attacked well. Government plays as two roles, Demand side and Supply Side.
There many tools to see the result of recession. On eyes, we see and read the news that demand for oil is significantly declined, oil price is set cheaper on the spot, and Companies to house their staff, cut more jobs for efficiency, demand fir import goods is lower due the declining on internal demand.
China, ASEAN, SOUTH AMERICA and others exporters countries also suffered by this recession. Lower on export demands made their companies (included foreign direct investment) to cut their production because of overstocks. Cutting on operating cost and efficiencies are on the hand.
Finally no countries are running on save place. England and Germany spend more money for emergency. America still runs on bailout and bailout for industries, to save million dollars, Obama seeks stimulus package from Congress for economic recovery plan, to create more job vacancies.
Most Analysts predicted on Quarterly report said that crisis (imaged on quarter data) will continue to harm in second quarter. Economic weakness will be happened because companies and industries still play in recovery plan to avoid profit loss again. Expansion plan is still on the garage. Read more »
jacky | January 26, 2009 | 12:00 pm
Today quarterly report on major worldwide industries still talks about less profit due the global crisis. Most industries reported that they have already been attacked so hard as shown on their report but if we look deeper, most companies still run in profit, but declined in time lag running zone. The reason is clear, low demand and over supply as economic theory said.
Caterpillar Inc said that they suffered 32 percent loss of their profit on 4th quarterly report like mouse has eaten 32 percent of cheese. Caterpillar is one of the biggest global mining equipments industries and earth-moving construction. Lower on home sales has pressured their sales. Caterpillar has already been housed 17.000 workers to eliminate costs.
Claimed as Biggest Loss since 2003, Philips, an Amsterdam Electronic Industry posted big profit loss in this forth quarter. The report showed that Philips suffered more than $ 1 billion euros and put the electronic industry into red line. The suffering was caused by global crisis on demand side, low on demand. High on costs pushed The Company to cut more than 6000 job in near to save the operating costs. The good news is 5 percent rose on share due they kept last year dividend.
Necessary acceleration will be established to health Philips said Philips official staff. Philips net loss to complete others electronic industries such as Japanese Sony and Samsung net loss as global crisis attacked on demand side.
jacky | January 23, 2009 | 9:49 am
Today, Reuters sends me quarterly report news from major industries in America and Worldwide. Here are some conclusions for you. For further information, you can visit Reuters to read full information.
Those quarterly reported from worldwide companies showed that global crisis attacked all business.
General Electric Company Quarterly report
Bad economic environment impacted General motor to book good result in balance sheet. Forth quarter is worst but there are hopes. 44 percent profit loss in forth quarter. Profit was $3.72 billion if we compare with last earlier report, General Electric booked $6.7 billion. Declining on profit rose as lowering revenue. General Electric revenue downed to $46.21 or 4.8 percent compared than previous revenue. In New York Stock Exchange, GE share closed at $12.77 or 5.3 percent declining from $13.48
Samsung Quarterly Report
Oversupply and low demand on electronic goods are two factors causing poor financial report especially on Chips and LCD Screen. Analysts predicted that in first report on this year will worse due the reasons for Samsung Chips and LCD, slower economic recovery and lower purchasing power are the reasons.
Profit declined is significant and they predicted the trend will show worse in first report on this year. Although sales rose 5.5 percent to 18.45 trillion won but high operating loss makes it nothing because due the crisis there were massive prices for chips and LCD.
Overall in range October – December Samsung booked $682 billion of operating loss due the ravaging chips and LCD prices.
According to Reuters, Samsung’s October-December net loss was 22.2 billion won, compared with profits of 2.21 trillion won a year ago and 1.22 trillion won in the previous quarter.
Xerox Corp Quarterly Report
Based on lower sales and high restructuring cost, Xerox revenue downed 10 percent to $4.37 billion, post sale revenue also fell to $3.1 billion or 8 percent, equipment sale revenue fell 15 percent to $1.3 billion. Massive fallen on sales revenue is caused by weakness economic condition. Xerox as leading producer and supplier of digital printer, document management services, services and supplier for printing machine booked $1 million net income in forth quarter.
Read more »
jacky | January 20, 2009 | 10:04 pm
Before I start to write, I would like to share our experience when high school in boarding house. When weekend or special party, we went with the same fragrance and one perfume to indicate that we come from the same boarding and school. It was very funny because our partners (girls) will smell the same fragrance and they (girls) didn’t know which their boyfriend’s smell. That’s was funny story and we still remember the memory when we gathered.

To buy a perfume is very hard choice moreover when we are in perfume shop. Our eyes and noses still look and smell around and questions; which one the best, durable fragrance, and to remember our friends who used the same perfume. We want unique perfume and no friends use so far. Price also becomes main determination because good perfume has its quality and price.
If you decide to buy your own perfume or to find a cheaper perfume for other people, let take a time in online perfume store, cheaper price with high quality. You will get cheaper price than you bought in real store or another online store. Shipping cost and the price are still cheaper than others.
Large Perfume Catalog

FragranceOnline provides cheap perfume for men and women from worldwide brands with more than 100 brands inside their stock so you will get more choice to pick the best fragrance and all perfume made by woody perfume, floral perfume, oceanic perfume, greens perfume and oriental perfume.
For women, you might to buy special perfume for your lover boy, Beckham Signature EDT Spray for men available in 75 ml with £25.93 only or lighter 50 ml only for £19.09. Beckham Signature EDT Spray for women is good choice. This brand is newer one. Based on the description, Beckham Signature EDT Spray is included notes of anise flower, candy apple, orchid, heliotrope, vanilla, patchouli, amber and musk.
Fragrance Online is trusted online store and all perfumes are cheaper perfume or in other words I can say those are discount perfume. You might to learn their term and conditions about their shopping card, which payment are accepted.